Your wealth
isn’t the
problem.
Access is.
Bespoke personal loans from $500K to $25M. Structured against art, LP stakes, and real estate portfolios.
Median close: 11 days.
The cost of waiting
for capital
you already have.
Traditional lending institutions were designed for wage earners with liquid assets. For individuals whose wealth is concentrated in art collections, LP stakes, and real estate portfolios, the conventional system fails at precisely the moment it matters most.
Source: Collateral Internal Analysis 2025. Traditional bank data sourced from FDIC loan processing surveys. Private credit fund data from GP survey, n=47. Collateral figure represents trailing 12-month median.
of UHNWI report a liquidity gap in the past 24 months
in illiquid private assets held by US family offices
faster than institutional alternatives, median close
What you hold,
we can leverage.
We underwrite against four primary asset classes. Each structure is bespoke — LTV ratios, tenor, and covenants are negotiated privately, not extracted from a rate card.
Museum-quality works and established private collections
We lend against collections appraised by Christie’s, Sotheby’s, and TEFAF-registered specialists. Works need not leave the estate.
- ◆Works remain in situ
- ◆No public auction required
- ◆Specialist appraisal coordinated
Venture, buyout, and real assets fund positions
Bridge capital against illiquid LP interests in top-quartile funds. Particularly suited to founders between rounds and investors approaching distribution windows.
- ◆No GP consent required in most structures
- ◆Works alongside existing fund terms
- ◆Distributions flow to service
Residential and commercial holdings in primary markets
Cross-collateralized lending against NYC, LA, London, and Miami properties. Ideal for principals restructuring holdings without triggering taxable disposition events.
- ◆No forced sale required
- ◆Portfolio-level or single-asset
- ◆Title insurance coordinated
Investment-grade cellars and allocated whisky collections
Bonded warehouse holdings, allocated releases, and curated cellars. We work with Liv-ex certified valuers and leading auction house specialists.
- ◆Cellar remains bonded
- ◆Liv-ex valuation accepted
- ◆Insurance maintained throughout
We have solved
your exact problem
before.
Three LP positions across top-decile venture funds, combined NAV $22.1M
Bridge to Series C close. Client avoided dilutive secondary sale.
client NDA agreement
14 works across Post-War and Contemporary, Christie's appraised at $32.3M
Settlement liquidity during divorce proceedings. Collection remained in estate.
client NDA agreement
Four properties across NYC and Miami, portfolio appraised at $37.1M
Generational transfer facilitated without forced sale or taxable event.
client NDA agreement
Past transactions are provided for illustrative purposes only. Terms vary by asset class, borrower profile, and market conditions. Client identities are protected under executed non-disclosure agreements. All figures are approximate and have been rounded to preserve confidentiality.
Get Your Liquidity
Assessment
A private intelligence briefing on your borrowing capacity. We model LTV ranges, indicative terms, and optimal structure — before any formal engagement.
The 2024 Private
Liquidity Report
Proprietary research on the liquidity gap facing ultra-high-net-worth individuals. Includes asset class performance benchmarks, LTV compression data across 2023–2024, and the 11 structural factors that determine private lending eligibility.
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Encrypted. Monitored by the private desk only. NDA available upon request.